Empowering Communities Through Digital Smart Contributions & Savings
Combine the strenght of traditional Esusu
with the power of mordern digital money
Welcome To Kinkash tradigital
Be ESUSU smart, Be KINKASH tradigital, an integration of traditional esusu with a digital application. It resulted in a centric-decentralised platform powered by KINKASH et al Ltd. It’s a weekly or monthly Payout cycle lasting for a period of 7 weeks to 52 weeks.
This can also be expanded into monthly cycles. The number of persons in a group depends on week/month duration: 7-52 weeks existing traditional-esus groups can host their esusu on our kinkash tradigital systems. This helps them to run their esusu seamlessly without defaulting members. Payout is assured.
Join or Create A Group
Connect with Musted peers or
form your own contribution circle based on the level you choose to
operate
Contribute Securely
Make a cash or digital payment
of the amount specified in the
group you joined seemlessly through our platform
Receive Your Payout
Our automated turn based
debursement system unsures
maximum disbuteless payout
Kinkash Trust Circle is a Tradigital Esusu system — a modern platform that blends traditional savings circles (Esusu/Ajo/Adashe) with digital automation.
It helps users contribute money in groups, track payments, earn payouts on schedule, and manage contributions safely and transparently.
You join or create a contribution group (“Circle”), contribute a fixed amount weekly or monthly, and take turns receiving payouts.
All transactions, countdowns, and penalties are automated by the system — ensuring fairness and consistency.
Anyone 18 years or older with a valid phone number, email address, and bank account can join.-KYC Verified It’s recommended you back your position up with a guarantor.
A member (join an existing group) An admin (create and manage your own group
Each group has a unique virtual bank account number generated by the admin through Kinkash.
Simply transfer your contribution amount to that account — your payment is confirmed instantly and recorded on your dashboard.
NOTE: every weekly or monthly payments, must include :
- 20% of the amount paid. (This is refundable at the end of the cycle)
- 2% of the amount paid. Admin and Site maintenance fee. (This is unrefundable.)
- Contributions can be made weeks or months in advance
- (this alongside other factors can increase your site credibility score, allowing to freedom and other benefits on our site)
Yes! Once your virtual account is created, you can set automatic bank transfers from your bank app or wallet to ensure you never miss a contribution.
The system automatically applies a penalty:
- A 10% deduction from your payout
- Your slot position pushed backward to the last
- Repeated missed payments may result in removal from the group and placed in any system generated group
- (All penalties and countdowns are visible on your dashboard.)
All funds go through licensed payment partners (Globus MFB) and are held in verified virtual accounts.
Your money never leaves the regulated banking system — Kinkash only automates record-keeping, countdowns, and payouts.
Slots can be assigned by:
Admin decision, following said rules
- Order of first-time payment or signup
- Randomized spinning wheel system for fairness
- (You’ll always see your slot position and expected payout date on your dashboard.)